Training of Trainers for Women Entrepreneurs SMEs and Islamic Financial Literacy

 

Indonesian data shows, the amount of labor absorbed by SMEs amounted 107.6 million or 97.6% of total employment in Indonesia with 56.5 million units. Percentage of women business owners from 56.5 million is about 22% with 30,000 women entrepreneurs. But the percentage of women running their own business tend to decline. The crucial problem is in lack of low education, business knowledge and capital access.
 
One solution that can be developed is the provision of financial management simple effort on women entrepreneurs and helping access to capital. This is done as a first step to improve the managerial business. One of the efforts made ​​by author and the Students of Islamic Economics FoSSEI in west java Indonesia with the cooperation of the various stake holders.

Everywhere in developing economic countries more women to become a housewife when her husband's income under welfare. The number of women in Indonesia reached 118, 1 million is the potential of women entrepreneurs also empower other women. Women entrepreneurs dont like employe.

women entrepreneurs are not like an employee, She can work at home with free time, to perform its role as a housewife and have income.

WOMEN CREATIVITY DEVELOPMENT PROGRAM (WCDP) TO MAKE HANDY CRAFTS BASED ON LOCAL WISDOM AND ISLAMIC ECONOMICS IN EMPOWERING ACEH WOMEN’S

PAPER 043 ON PROCEDDING ADIC 2013 INTERNATIONL CONFERENCE
UNIVERSITY OF MALAYA, 26-28 MARCH 2013. Volume 2

©ASA 2013, ISBN : 978-967-5742-06-4

WOMEN CREATIVITY DEVELOPMENT PROGRAM (WCDP)
TO MAKE HANDY CRAFTS BASED ON LOCAL WISDOM AND ISLAMIC ECONOMICS
IN EMPOWERING ACEH WOMEN’S

Ade Suyitno¹ dan Srie Mulyati²

¹ Faculty of Education Economics and Business, Economics Education Program,
Indonesia University of Education, 2009
²Faculty of Mathematics and Natural Sciences on Education,
Chemistry Education Program, Indonesia University of Education, 2010
Email : adesuyitno@gmail.com

Abstract

Aceh province continues to make improvements towards sustainable regional development after natural disasters and chaos security situation raises complex problems. The most crucial problem is socio-economic in women and children. Sustainable development Aceh ultimately aims to reduce high unemployment and lack of jobs as a means to reduce poverty and increase household income. The program is integrated by business practitioners, academics and local governments WCDP creative entrepreneur development and women's groups will further strengthen sharia in Aceh sustainable development acceleration. The high number of entrepreneurs and business groups in Aceh sharia would be a solution to unemployment and poverty alleviation as new entrepreneurs will create jobs and create a competitive advantage Indonesian creative products in the global era.

Keyword:  WCDP, Women's Empowerment, Creative Business Group

Islamic Financial Literacy among Islamic Women Entrepreneurs in Indonesia (Pelatihan Keuangan Islam untuk Pengusaha Wanita, West Java)

 

Pada era Global, fondasi kekuatan ekonomi rakyat ternyata ada pada Usaha Mikro Kecil Menengah dan Koperasi (UMKM). Kekuatan perekonomian UMKM terjadi pula di Indonesia, hal ini berdasarkan data BPS Indonesia 2013 yang dikutip oleh Ade Suyitno :

Indonesian data shows, the amount of labor absorbed by SMEs amounted 107.6 million or 97.6% of total employment in Indonesia with 56.5 million units. Percentage of women business owners from 56.5 million is about 22% with 30,000 women entrepreneurs. (Islamic Women Entrepreneur)

Hal menarik adalah adanya pengusaha perempuan yang di Indonesia yang terus berkembang. Namun ada permasalahan yang terjadi yaitu rendahnya implementasi administrasi bisnis pada pencatatan dari pengusaha perempuan ini. Bahkan tidak jarang masih banyak yang mencampur-adukan antara modal, keuangan usaha dan keuangan untuk keperluan sehari-hari. Padahal untuk  usaha berkembang dan mulai besar dibutuhkan administrasi yang rapih, trasparan dan sesuai rencana usaha.

Menjawab masalah ini BMT Khalifah bekerjasama dengan Micra dan Marcy melakukan pendampingan dengan menurukkan mahasiswa Forum Silaturahim Studi Ekonomi Islam JABAR sebagai Trainer-nya, salah satunya penulis. Pelatihan diadakan di Bandung, Majalaya dekat alun-alun kecamatan.

Harapannya adanya pelatihan keuangan dan pendidikan melek financial atau financial literacy melalui pendampingan terhadap pelaku usaha mikro ini, dapat meningkatkan skala usaha dan pendapatan kelompok usaha perempuan di Indonesia, khususnya di Bandung.